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Most Innovative Companies

Ladder

The World's Most Innovative Companies 2018

Millennials are becoming parents, but in general they aren’t buying life insurance--industry organization LIMRA puts the coverage gap as high as $16 trillion. Enter Ladder, which has developed a mobile-first user experience and an underwriting system capable of approving customers within minutes. In addition, Ladder makes it possible for its term-life customers to adjust their coverage over time, as their circumstances change. The company launched in California, in January 2017, and is now available in over 40 states. It raised $30 million in Series B funding to fund further growth in January 2018.

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2018: Finance
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headquarters: Palo Alto, CA
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