In the past year, the financial technology sector has seen a wave of innovations. Microfinance startups are finding their place inside of automated savings programs, social money sharing, and app-based investing, while legacy financial institutions are testing their own limits, putting payments inside of jewelry, appliances, and other unlikely places. Below are the top 10 organizations that are breaking with traditional notions about what it means to bank.
Click on a company to learn more about why it made the list.
01. Goldman Sachs
For becoming a consumer lender
For turning saving money into a mindless task
For helping human investors compete with computers
For creating a more developer-friendly public blockchain
05. Ant Financial
For banking on economic growth in rural China
For crowdsourcing investment algorithms
For adding premium perks to trading
For expanding beyond peer-to-peer transactions
For empowering payment via wearables
For investing in the future of commerce