2012 Financial Planning for Families Families need to start following the same process of financial planning. Taking these three steps to develop a financial plan and get out of the paycheck-to-paycheck living are essential to financial freedom.
Posted Wed Nov 23, 2011
Convertible Debt: Should Entrepreneurs Consider This Option With Angel Investors? Angel investors love convertible debt, but is it a good idea for entrepreneurs looking for funding?
Updated Thu Jul 7, 2011
Ten Tips For Finding And Working With Angel Investors Discover how to find angel investors and make an impact once you do meet with them. There are critical steps you need to take to be prepared, find out what they are.
Updated Tue Jun 28, 2011
Setting a Valuation for Your Company A reader asks:
“How do you set a valuation for a start-up company?”
I’ll answer the question with a few other questions (and answers) of my own:
How much money do you need?
Mon Feb 15, 2010
What Angels Are Looking For If you are looking for an investor
and decide to work with a group or an individual angel investor you
need to know what they are likely to propose for a deal structure. If you are a working with an experienced angel investor it is very likely you will find terms such as:
Mon Feb 8, 2010
What Are You Willing to Risk for Your Business? If you were seeking capital
for start-up or business growth and were asked by an investor or
venture capitalist what have you invested in your business, what can
you say? How will you respond when they ask, “What are you willing to
invest in your business?”
Investors want to work with entrepreneurs who are willing to invest
in their own deal. If you aren’t willing, why would they be?
The answer you give should be, “What ever it takes.”
Fri Feb 5, 2010
Finding Characteristics of Success How to find the best team members.
Tue Feb 2, 2010
Status of SBA Stimulus Programs There have been a lot of media reports lately about the SBA and its lending programs. Two stimulus packages and a new plan by President Obama’s Administration to increase lending to small business have all happened in the last 18 months.
Wed Jan 13, 2010
Business Mentors For those starting a business for the first time, or those starting a business in an unfamiliar industry, business mentors
can be a lifeline to survival and success.
Tue Jan 5, 2010
Thoughts on Small Business Lending First, I don’t believe the government should be the ones telling
banks what to lend or not to lend. The banker is the one that needs to
decide if someone is a good credit risk or not based on what level of risk they
want to or can take on at the time they are going to lend.
Posted Wed Dec 30, 2009
Three End of the Year Tips for Entrepreneurs Three tips to make 2010 more successful.
Posted Tue Dec 15, 2009
Possible Continuation of the SBA's High Guarantees Recently we discussed the possibility of SBA lending becoming more difficult.
Posted Mon Dec 7, 2009
Do you feel like a prisoner to your business To begin, let me ask you some revealing questions. As a business owner, can you walk away from your business today for one or two months and come back to find it operating smoothly and profitably? Can you even escape for two weeks?
Posted Sat Apr 18, 2009
How to Get Financing in Today's Economy
Today hearings are going on in Washington to decide how to clean up the financial mess that has been building over the last decade or more. They are trying to figure out how to bail out big businesses so they don’t fail and cause more of a mess for us all. What are they really doing for us? Can they help the small business owner? Are they even considering the small business owner?
Go to our blog post to read more…
Posted Wed Sep 10, 2008