Jose D. Roncalwww.financialspeculation.comBefore you read any farther, let's start with a little background on the term securitization and how it's evolved to the present times. If you click the link toInsightful Articles and ...READ»
Jose D. Roncalwww.financialspeculation.com Instead of jumping on the bandwagons of the latest hot trends and letting irrational exuberance push prices up to the unsustainable levels that create financial bubbles, everyone now ...READ»
Jose D. Roncalwww.financialspeculation.comLast October we wrote an article explainingMark-to-Market Accounting. The article gave a basic overview about what Mark to Market means, how it works, and the pros and cons. It was a ...READ»
Jose D. Roncalwww.financialspeculation.comThat's the question we wish we could have posed to scores of individuals before they unwittingly put their trust in Ponzi schemer, Bernie Madoff. On June 29, when the judge handed down a ...READ»
Jose D. Roncalwww.financialspeculation.comIt's a generally accepted fact that to be successful, you have to be willing to take risks. When you consider the practices of contemporary entrepreneurs like Sir Richard Branson, Frederick A. ...READ»
Jose D. Roncalwww.financialspeculation.comThe current financial crisis has changed our perceptions of the term capitalism and everything we have always assumed it stood for. The deeper the recession gets, the longer it drags on, the ...READ»
Jose D. Roncalwww.financialspeculation.comAfter years of side-stepping oversight and regulation, the hedge fund industry is about to change. Even though it's not clear what role hedge funds played in the current economic crisis, the ...READ»
15 January 2009 Jose D. Roncal www.financialspeculation.com
We’re all aware of the calamitous mortgage crisis with consumers loosing their homes, bank foreclosures, the lending freeze and the rapid unraveling of the economy in ...READ»
2 February 2009
Jose D. Roncal
www.financialspeculation.com
On his ninth day in office, President Obama took a broad swipe at Wall Street, calling the $18.4 billion in bonuses for 2008 "the height of irresponsibility" and ...READ»
Jose D. Roncalwww.financialspeculation.comNationalization. The word makes one shudder! It might even drudge up old images of the hammer and sickle or Mao's men marching in khaki uniforms! We've already mentioned the ...READ»
5 January 2009
Jose D. Roncal
www.financialspeculation.com
We’ve all heard the old adage, “it’s always darkest before the dawn.” But exactly when can we expect things to lighten up? There’s so much paranoia and ...READ»
Jose D. Roncalwww.financialspeculation.comWhile the G-20 world leaders meet and discuss ways to reverse the deep global recession, others like Nouriel Roubini, the New York University professor, focuses on what's happening back ...READ»
Jose D. Roncalwww.financialspeculation.comOur current economic crisis is so deep and complex it's not likely to right itself anytime soon. How do we work ourselves out of this hole? Do we need more regulation or less? This is a ...READ»
Jose D. Roncalwww.financialspeculation.comBack in September, 2008 we covered a topic that we believed was getting too little attention by mainstream media: the looming credit card crisis. In both our white paper,Consumer Debt in ...READ»
Jose D. Roncalwww.financialspeculation.comLast fall we wroteConsumer Debt in the U.S., an extensive report on the state of credit debt in the U.S. We've also written about the credit crunch in our bookThe Big Gamble. There is valuable ...READ»
Jose D. Roncalwww.financialspeculation.comYou've probably read all the flack over this week's cover on Newsweek magazine—"The Recession is Over," with an added footnote reading, "good luck surviving the recovery." The message ...READ»
Jose D. Roncalwww.financialspecultaion.comThere have been so many bail-out packages, stimulus proposals and other unprecedented plans designed to save the economy, it's become nearly impossible for the casual observer to keep track of ...READ»
14 December 2008
Jose D. Roncal
www.financialspeculation.com
An epic fraud has just been uncovered – this time it doesn’t involve those new exotic and complex securitized debt/credit default swap packages. No, this one is a ...READ»
29 December 2008
Jose D. Roncal
www.financialspeculation.com
It wasn’t just autumn leaves that started falling last September; it was the entire investment banking system. When Lehman Brothers got into deep financial trouble and ...READ»
30 December 2008
Jose D. Roncal
www.financialspeculation.com
In the book I co-authored—The Big Gamble: Are You Investing or Speculating—I wrote a chapter during the first quarter of 2008 entitled, The Mother of all Crisis: ...READ»
16 January 2009
Jose D. Roncal
www.financialspeculation.com
I remember the good old days when banks used to lend money to “we the people.” Now we’re being forced to lend money to them. Not so long ago, banks were eager to get ...READ»
Jose D. Roncalwww.financialspeculation.comIf you've read our bookThe Big Gamble: Are You Investing or Speculating, you may have made the connection between passages of our book and a recent Forbes.com article entitled, Benjamin ...READ»
22 December 2008
Jose D. Roncal
www.financialspeculation.com
What exactly was all this U.S. Federal bailout money—the Temporary Asset Relief Program (TARP)—supposed to relieve? Let’s review the highlights
First of all, ...READ»
31 December 2008
Jose D. Roncal
www.financialspeculation.com
As we start the New Year, it’s time to glance in the rear view mirror and rejoice that 2008 is behind us. It was a tumultuous year during which nearly every aspect of ...READ»
12 January 2009 Jose D. Roncal www.financialspeculation.com
The economic downturn has hit businesses both large and small, boosting the number of bankruptcies to levels not seen since 1939. Growing unemployment rolls, losses of ...READ»
