BY Chad Levin Relevancy Score: 51 Wed Jul 22, 2009 at 4:27 PM
Simple is easy to put it if you know what to look for in your individual health insurance plan. To be a good plan the usual person likes to have copays for health care services such as doctors, emergency room visits, medicine, and annual routine checkups for preventative care. A small cost in the grand scheme of things when being admitted to the hospital is also a great feature this is called a deductible. The great thing about copays is that once you pay that set amount you do not pay a cent more and the services that have copays are the most utilized health care services. The less utilized services are ones such as x-ray, lab tests, and admittance to the hospital with an overnight stay. You pay for these services until your annual deductible is met for the year, which is a small price to pay in the grand scheme of things.READ»
