The boxy frame, the greasy touch screens, the seemingly endless series of bleeps and bloops required to produce your cash -- there's not much to love about the modern ATM. Sure, it's better than the original, which dispensed only money, and only to people with accounts at its host bank. But ATM makers have sought to improve their product, in part because U.S. usage fell 20% in 2008, the most recent year for which data are available, to 11.8 billion transactions.READ»
