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 <title>Financial planning</title>
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 <title>The Truth about the Credit Crunch</title>
 <link>http://www.fastcompany.com/blog/christopher-music/financial-planning-private-practice-physical-therapists/truth-about-credit-cr</link>
 <description>&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;In working with my clients, private-practice physical therapists, I often get asked questions that apply to any professional. &amp;nbsp;One of them is the debt-to-income ratio rule.&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.fastcompany.com/blog/christopher-music/financial-planning-private-practice-physical-therapists/truth-about-credit-cr&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <category domain="http://www.fastcompany.com/tag/christopher-music">christopher music</category>
 <category domain="http://www.fastcompany.com/tag/estate-planning">estate planning</category>
 <category domain="http://www.fastcompany.com/tag/financial-planning">Financial planning</category>
 <category domain="http://www.fastcompany.com/tag/p-christopher-music">p. christopher music</category>
 <category domain="http://www.fastcompany.com/tag/physical-therapist">physical therapist</category>
 <category domain="http://www.fastcompany.com/tag/physical-therapists">physical therapists</category>
 <category domain="http://www.fastcompany.com/tag/tax-planning">tax planning</category>
 <category domain="http://www.fastcompany.com/tag/wealth-advisory-associates">wealth advisory associates</category>
 <category domain="http://www.fastcompany.com/tag/leadership-2">Leadership</category>
 <category domain="http://www.fastcompany.com/tag/management-1">Management</category>
 <category domain="http://www.fastcompany.com/tag/worklife-2">Work/Life</category>
 <pubDate>Wed, 28 Oct 2009 15:48:51 -0400</pubDate>
 <dc:creator>Christopher Music</dc:creator>
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<item>
 <title>How to Increase Your Income - Marketing Advice for Physical Therapists</title>
 <link>http://www.fastcompany.com/blog/christopher-music/financial-planning-private-practice-physical-therapists/how-increase-your-inc</link>
 <description>&lt;p&gt;&lt;span&gt;You&#039;ve got to make money before you spend money. If you think of the kind of financial advice you usually get from financial advisors, you&#039;ll probably find that it&#039;s pretty much entirely focused on the second half of that sentence: saving and investing money.&lt;/p&gt;
&lt;p&gt;That&#039;s certainly a legitimate approach, but it&#039;s severely limiting. How much can you really save and invest when you&#039;re dealing with a limited amount of income? Read on to find out about another approach.&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.fastcompany.com/blog/christopher-music/financial-planning-private-practice-physical-therapists/how-increase-your-inc&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <category domain="http://www.fastcompany.com/tag/christopher-music">christopher music</category>
 <category domain="http://www.fastcompany.com/tag/estate-planning">estate planning</category>
 <category domain="http://www.fastcompany.com/tag/financial-planning">Financial planning</category>
 <category domain="http://www.fastcompany.com/tag/p-christopher-music">p. christopher music</category>
 <category domain="http://www.fastcompany.com/tag/physical-therapist">physical therapist</category>
 <category domain="http://www.fastcompany.com/tag/physical-therapists">physical therapists</category>
 <category domain="http://www.fastcompany.com/tag/tax-planning">tax planning</category>
 <category domain="http://www.fastcompany.com/tag/wealth-advisory-associates">wealth advisory associates</category>
 <category domain="http://www.fastcompany.com/tag/leadership-2">Leadership</category>
 <category domain="http://www.fastcompany.com/tag/management-1">Management</category>
 <category domain="http://www.fastcompany.com/tag/worklife-2">Work/Life</category>
 <pubDate>Fri, 11 Sep 2009 14:30:53 -0400</pubDate>
 <dc:creator>Christopher Music</dc:creator>
 <guid isPermaLink="false">1354178 at http://www.fastcompany.com</guid>
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<item>
 <title>Utah Life Insurance–do I need it and if so, how much? </title>
 <link>http://www.fastcompany.com/blog/bret-harding/utah-insurance-guru/utah-life-insurance-do-i-need-it-and-if-so-how-much</link>
 <description>&lt;p&gt;
&lt;span&gt;By &lt;a href=&quot;/user/bret-harding&quot; title=&quot;View user profile.&quot;&gt;&lt;span&gt;Bret Harding&lt;/span&gt;&lt;/a&gt; &lt;/span&gt;&lt;span&gt; &lt;/span&gt;
&lt;/p&gt;
&lt;p&gt;
&lt;span&gt;Utah Life Insurance–do I need it and if so, how much? &lt;/span&gt;
&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.fastcompany.com/blog/bret-harding/utah-insurance-guru/utah-life-insurance-do-i-need-it-and-if-so-how-much&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <category domain="http://www.fastcompany.com/tag/utah-life-insurance-0">Utah life insurance</category>
 <category domain="http://www.fastcompany.com/tag/employee-benefit-plan">employee benefit plan</category>
 <category domain="http://www.fastcompany.com/tag/group-health-insurance">Group health insurance</category>
 <category domain="http://www.fastcompany.com/tag/provo-health-insurance">Provo health insurance</category>
 <category domain="http://www.fastcompany.com/tag/salt-lake-city-health-insurance">Salt Lake City health insurance</category>
 <category domain="http://www.fastcompany.com/tag/executive-compensation-plans">Executive compensation plans</category>
 <category domain="http://www.fastcompany.com/tag/financial-planning">Financial planning</category>
 <category domain="http://www.fastcompany.com/tag/utah-life-insurance">Utah life insurance.</category>
 <category domain="http://www.fastcompany.com/tag/voluntary-employee-benefits">voluntary employee benefits</category>
 <category domain="http://www.fastcompany.com/tag/innovation-2">Innovation</category>
 <category domain="http://www.fastcompany.com/tag/technology-1">Technology</category>
 <category domain="http://www.fastcompany.com/tag/leadership-2">Leadership</category>
 <category domain="http://www.fastcompany.com/tag/management-1">Management</category>
 <category domain="http://www.fastcompany.com/tag/careers-1">Careers</category>
 <category domain="http://www.fastcompany.com/tag/design-1">Design</category>
 <category domain="http://www.fastcompany.com/tag/social-responsibility-1">Ethonomics</category>
 <category domain="http://www.fastcompany.com/tag/worklife-2">Work/Life</category>
 <pubDate>Wed, 29 Apr 2009 23:15:22 -0400</pubDate>
 <dc:creator>Bret Harding</dc:creator>
 <guid isPermaLink="false">1276017 at http://www.fastcompany.com</guid>
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<item>
 <title>Health Care Savings Tip’s for a Recession</title>
 <link>http://www.fastcompany.com/blog/bret-harding/utahs-life-insurance-guru/health-care-savings-tip-s-recession</link>
 <description>&lt;p class=&quot;MsoListParagraph&quot;&gt;&lt;span&gt;Health Care Savings Tip’s for a Recession&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;posted2&quot;&gt;&lt;span&gt;&lt;span&gt;&lt;span&gt;by Bret Harding&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.fastcompany.com/blog/bret-harding/utahs-life-insurance-guru/health-care-savings-tip-s-recession&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <category domain="http://www.fastcompany.com/tag/financial-planning">Financial planning</category>
 <category domain="http://www.fastcompany.com/tag/life-insurance">Life Insurance</category>
 <category domain="http://www.fastcompany.com/tag/innovation-2">Innovation</category>
 <category domain="http://www.fastcompany.com/tag/technology-1">Technology</category>
 <category domain="http://www.fastcompany.com/tag/leadership-2">Leadership</category>
 <category domain="http://www.fastcompany.com/tag/management-1">Management</category>
 <category domain="http://www.fastcompany.com/tag/careers-1">Careers</category>
 <category domain="http://www.fastcompany.com/tag/design-1">Design</category>
 <category domain="http://www.fastcompany.com/tag/social-responsibility-1">Ethonomics</category>
 <pubDate>Mon, 16 Feb 2009 13:57:42 -0500</pubDate>
 <dc:creator>Bret Harding</dc:creator>
 <guid isPermaLink="false">1169815 at http://www.fastcompany.com</guid>
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<item>
 <title>Next-Gen Investing</title>
 <link>http://www.fastcompany.com/magazine/132/investing-world-gone-mad.html</link>
 <description>&lt;!--paging_filter--&gt;&lt;p&gt;&lt;strong&gt;Avi Karnani got out&lt;/strong&gt; of high finance not a moment too soon.&lt;/p&gt;&lt;p&gt;&lt;a href=&quot;http://www.fastcompany.com/magazine/132/investing-world-gone-mad.html&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <category domain="http://www.fastcompany.com/tag/thrive">Thrive</category>
 <category domain="http://www.fastcompany.com/tag/advice">advice</category>
 <category domain="http://www.fastcompany.com/tag/fidelity">fidelity</category>
 <category domain="http://www.fastcompany.com/tag/mintcom">Mint.com</category>
 <category domain="http://www.fastcompany.com/tag/startup">startup</category>
 <category domain="http://www.fastcompany.com/tag/ori-schnaps">Ori Schnaps</category>
 <category domain="http://www.fastcompany.com/tag/financial-planning">Financial planning</category>
 <category domain="http://www.fastcompany.com/tag/wealthlink">WealthLink</category>
 <category domain="http://www.fastcompany.com/tag/avi-karnani">Avi Karnani</category>
 <category domain="http://www.fastcompany.com/tag/investor">investor</category>
 <category domain="http://www.fastcompany.com/tag/technology-1">Technology</category>
 <pubDate>Wed, 14 Jan 2009 13:45:39 -0500</pubDate>
 <dc:creator>Anya Kamenetz</dc:creator>
 <guid isPermaLink="false">1139311 at http://www.fastcompany.com</guid>
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