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In Search of the Bottom

Jose D. Roncalwww.financialspeculation.com Instead of jumping on the bandwagons of the latest hot trends and letting irrational exuberance push prices up to the unsustainable levels that create financial bubbles, everyone now ...READ»

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Bad Banks? Bad Idea?

30 January 2009 Jose D. Roncal www.financialspeculation.com Lawmakers are looking for a quick fix for the banking and credit markets. No fix will be clean or easy. Every option comes with big hits to taxpayers, partisan bickering ...READ»

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The Big Bank Balancing Act

16 January 2009 Jose D. Roncal www.financialspeculation.com I remember the good old days when banks used to lend money to “we the people.” Now we’re being forced to lend money to them. Not so long ago, banks were eager to get ...READ»