KaChing is a new startup that allows you to bet alongside top investors, so that every move they make can be duplicated in your portfolio. VentureBeat likens it to "fantasy football for investing junkies," but its effect is more ...READ»
Three years ago, Warren Buffett gave each of his kids $1 billion to give away -- suddenly thrusting them into the philanthropic elite. Here's what they learned.READ»
Jose D. Roncalwww.financialspeculation.comBefore you read any farther, let's start with a little background on the term securitization and how it's evolved to the present times. If you click the link toInsightful Articles and ...READ»
Jose D. Roncalwww.financialspeculation.comYou've probably read all the flack over this week's cover on Newsweek magazine—"The Recession is Over," with an added footnote reading, "good luck surviving the recovery." The message ...READ»
Jose D. Roncalwww.financialspeculation.comLast fall we wroteConsumer Debt in the U.S., an extensive report on the state of credit debt in the U.S. We've also written about the credit crunch in our bookThe Big Gamble. There is valuable ...READ»
Jose D. Roncalwww.financialspeculation.comThat's the question we wish we could have posed to scores of individuals before they unwittingly put their trust in Ponzi schemer, Bernie Madoff. On June 29, when the judge handed down a ...READ»
Jose D. Roncalwww.financialspeculation.comIt's a generally accepted fact that to be successful, you have to be willing to take risks. When you consider the practices of contemporary entrepreneurs like Sir Richard Branson, Frederick A. ...READ»
Jose D. Roncalwww.financialspeculation.comOur current economic crisis is so deep and complex it's not likely to right itself anytime soon. How do we work ourselves out of this hole? Do we need more regulation or less? This is a ...READ»
Jose D. Roncalwww.financialspeculation.comWhile the G-20 world leaders meet and discuss ways to reverse the deep global recession, others like Nouriel Roubini, the New York University professor, focuses on what's happening back ...READ»
Jose D. Roncalwww.financialspeculation.comAfter years of side-stepping oversight and regulation, the hedge fund industry is about to change. Even though it's not clear what role hedge funds played in the current economic crisis, the ...READ»
Jose D. Roncalwww.financialspeculation.comThe current financial crisis has changed our perceptions of the term capitalism and everything we have always assumed it stood for. The deeper the recession gets, the longer it drags on, the ...READ»
Jose D. Roncalwww.financialspeculation.comBack in September, 2008 we covered a topic that we believed was getting too little attention by mainstream media: the looming credit card crisis. In both our white paper,Consumer Debt in ...READ»
Jose D. Roncalwww.financialspeculation.comIf you've read our bookThe Big Gamble: Are You Investing or Speculating, you may have made the connection between passages of our book and a recent Forbes.com article entitled, Benjamin ...READ»
Jose D. Roncalwww.financialspeculation.comLast October we wrote an article explainingMark-to-Market Accounting. The article gave a basic overview about what Mark to Market means, how it works, and the pros and cons. It was a ...READ»
Jose D. Roncalwww.financialspeculation.comNationalization. The word makes one shudder! It might even drudge up old images of the hammer and sickle or Mao's men marching in khaki uniforms! We've already mentioned the ...READ»
Jose D. Roncalwww.financialspeculation.com Instead of jumping on the bandwagons of the latest hot trends and letting irrational exuberance push prices up to the unsustainable levels that create financial bubbles, everyone now ...READ»
Jose D. Roncalwww.financialspecultaion.comThere have been so many bail-out packages, stimulus proposals and other unprecedented plans designed to save the economy, it's become nearly impossible for the casual observer to keep track of ...READ»
Today's news is still filled with grim financial statistics from all around the globe. Yet there is one headline that hasn't gotten much attention: Beirut is Booming! Yes, that Beirut! When you think of Lebanon, your first ...READ»
2 February 2009
Jose D. Roncal
www.financialspeculation.com
On his ninth day in office, President Obama took a broad swipe at Wall Street, calling the $18.4 billion in bonuses for 2008 "the height of irresponsibility" and ...READ»
30 January 2009
Jose D. Roncal
www.financialspeculation.com
Lawmakers are looking for a quick fix for the banking and credit markets. No fix will be clean or easy. Every option comes with big hits to taxpayers, partisan bickering ...READ»
29 January 2009
Jose D. Roncal
www.financialspeculation.com
All eyes are on the current recession, but we tend to overlook the many U.S. recessions we've survived since the Great Depression. They’ve varied in length and ...READ»
27 January 2009
Jose D. Roncal
www.financialspeculation.com
We're now in the second week of the new Obama administration and his approval ratings are still hovering at a high 68%. In spite of facing enormous challenges, or more ...READ»
16 January 2009
Jose D. Roncal
www.financialspeculation.com
I remember the good old days when banks used to lend money to “we the people.” Now we’re being forced to lend money to them. Not so long ago, banks were eager to get ...READ»
15 January 2009 Jose D. Roncal www.financialspeculation.com
We’re all aware of the calamitous mortgage crisis with consumers loosing their homes, bank foreclosures, the lending freeze and the rapid unraveling of the economy in ...READ»
12 January 2009 Jose D. Roncal www.financialspeculation.com
The economic downturn has hit businesses both large and small, boosting the number of bankruptcies to levels not seen since 1939. Growing unemployment rolls, losses of ...READ»
