Financial planning

2012 Financial Planning for Families

Families need to start following the same process of financial planning. Taking these three steps to develop a financial plan and get out of the paycheck-to-paycheck living are essential to financial freedom.READ»

7 Tips for Spotting an Investment Scam

Common Sense Rules to Keep Your Hard-Earned Money Do you know the tale-tell characteristics that indicate “investment scam?” Over the course of the last two decades in the financial industry, I have had good fortune, and yes, bad fortune in learning about the realities of investments. When I speak with investors, it’s not uncommon for some people to insist on certain delusions they have accumulated regarding the subject. This article is an effort to give you some the characteristics of any investment proposal that deserves your careful scrutiny and distrust.READ»

The Benefits of Life Insurance - Understanding Life Insurance Terms and Concepts

The subject of life insurance is often confusing to the lay person.  It’s something that most of us need at some point in our lives, but it isn’t something that is as interesting as our favorite hobby.  Therefore, there are tons of opinions about if one should have it and if so, what variety should be purchased.   READ»

Stock Market Investors Beware

Having “the stomach for investing” can tell you whether you’ll win…or loseREAD»

Asset Protection: How Can You Make Sure That Your Assets Are Really Protected?

The subject of asset protection is widely overlooked by business owners and many financial advisors. But what good does it do to work hard to accumulate an asset only to have it open to lawsuits and potential losses? That just doesn't make sense.READ»

Year-End Tax Planning Advice for Private-Practice Physical Therapists

Strategies to Keep More of What You MakeREAD»

The Truth about the Credit Crunch

Revisiting the Debt-to-Income Ratio RuleREAD»

How to Increase Your Income - Marketing Advice for Physical Therapists

You've got to make money before you spend money. If you think of the kind of financial advice you usually get from financial advisors, you'll probably find that it's pretty much entirely focused on the second half of that sentence: saving and investing money.READ»

Utah Life Insurance–do I need it and if so, how much?

Utah Life InsuranceREAD»

Health Care Savings Tip’s for a Recession

Health Care Savings Tip’s for a Recession by Bret Harding Times have gotten tough these days, especially for small-business owners.  So in the wake of the aftermath I decided it’s time for someone  to discuss money saving tips ...READ»

Next-Gen Investing

Giants like Fidelity and hot startups such as Thrive are developing new technologies to soothe bewildered investors.READ»

• Infographic: America's Financial Dashboard