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financial innovation

Keeping Up With the Kards

BY Arjan Schütte | 02-15-2011 | 12:53 AM | ETHONOMICS

The Kardashians aren't merely icons of public humiliation. They have vilified a great--if fledging--financial innovation, the prepaid account, at tremendous cost to millions of unbanked and underbanked Americans. READ MORE›

The Consumer Finance Cops Are on Your Tweet

BY Arjan Schütte | 02-07-2011 | 9:38 AM | ETHONOMICS

Last week, the vaunted and controversial Consumer Financial Protection Bureau (CFPB) came quietly online. Their new website, ConsumerFinance.gov, portrays the new agency as new-school, social media aware, but also as Gotham-style old-fashioned cop.READ MORE›

What Financial Freedom?

BY Arjan Schütte | 12-13-2010 | 1:19 AM | ETHONOMICS

Instead of fighting about consumer protections verses consumer demand, we should collectively aspire to create world-class financial freedom in America. It is good for people, it is good for business, and it's darn patriotic.READ MORE›

ShoreBank's Demise: Death of a Brand and Shot in the Arm of Social Capitalism

BY Arjan Schütte | 08-30-2010 | 1:32 AM | ETHONOMICS

ShoreBank failed last week. It represents the demise of an important brand, but also the success of a powerful idea. ShoreBank has been a household name for those of us into social capitalism, community development, micro-lending, double- and triple-bottom line business.READ MORE›

Who Is the Apple of Consumer Finance? Apple?

BY Arjan Schütte | 07-09-2010 | 9:10 AM | ETHONOMICS

Who is the Apple for America's 60 million un- and underbanked? The obvious contenders are banks, alternative financial services (AFS), and nonprofits. Each has a couple Dells, an HP and perhaps even a Google. But no Apple. Could an iBank do what iTunes, iPhone and iPod have already done?READ MORE›

Wabi Sabi, Wesabe

BY Arjan Schütte | 07-01-2010 | 12:20 AM | ETHONOMICS

A new generation of financial behavior tools is borne from the personal financial management companies of yesterday.READ MORE›

Look West, Wall Street. Look West.

BY Arjan Schütte | 06-24-2010 | 3:07 PM | ETHONOMICS

Why is the ATM the last great banking innovation? That's what former Federal Reserve Chairman, Paul Volcker, wonders.READ MORE›