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It's Turnaround Time

Jose D. Roncalwww.financialspeculation.comYou've probably read all the flack over this week's cover on Newsweek magazine—"The Recession is Over," with an added footnote reading, "good luck surviving the recovery."  The message ...READ»

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The Future of the Credit Card Industry

Jose D. Roncalwww.financialspeculation.comLast fall we wroteConsumer Debt in the U.S., an extensive report on the state of credit debt in the U.S. We've also written about the credit crunch in our bookThe Big Gamble. There is valuable ...READ»

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Are You Investing or Speculating?

Jose D. Roncalwww.financialspeculation.comThat's the question we wish we could have posed to scores of individuals before they unwittingly put their trust in Ponzi schemer, Bernie Madoff.  On June 29, when the judge handed down a ...READ»

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Risk Management in Today's Economy

Jose D. Roncalwww.financialspeculation.comIt's a generally accepted fact that to be successful, you have to be willing to take risks. When you consider the practices of contemporary entrepreneurs like Sir Richard Branson, Frederick A. ...READ»

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Bubbles and Regulation

Jose D. Roncalwww.financialspeculation.comOur current economic crisis is so deep and complex it's not likely to right itself anytime soon. How do we work ourselves out of this hole?  Do we need more regulation or less? This is a ...READ»

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Banks: The Need to Get Personal

Jose D. Roncalwww.financialspeculation.comWhile the G-20 world leaders meet and discuss ways to reverse the deep global recession, others like Nouriel Roubini, the New York University professor, focuses on what's happening back ...READ»

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New Era for Hedge Funds

Jose D. Roncalwww.financialspeculation.comAfter years of side-stepping oversight and regulation, the hedge fund industry is about to change. Even though it's not clear what role hedge funds played in the current economic crisis, the ...READ»

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Has the Face of Capitalism Changed Forever?

Jose D. Roncalwww.financialspeculation.comThe current financial crisis has changed our perceptions of the term capitalism and everything we have always assumed it stood for. The deeper the recession gets, the longer it drags on, the ...READ»

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The Credit Card Crisis

Jose D. Roncalwww.financialspeculation.comBack in September, 2008 we covered a topic that we believed was getting too little attention by mainstream media: the looming credit card crisis.  In both our white paper,Consumer Debt in ...READ»

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On Investing and Speculating

Jose D. Roncalwww.financialspeculation.comIf you've read our bookThe Big Gamble: Are You Investing or Speculating, you may have made the connection between passages of our book and a recent Forbes.com article entitled, Benjamin ...READ»

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