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SwipeGood: Social Change Through Little Change at All

Too many people around the world are suffering because they're not getting the help they need. And donations to worthy causes suffer from the high costs of marketing, donor fatigue, and successive emergencies as we saw with Pakistan's floods following the quake in Haiti. That's why I'm excited about SwipeGood.READ»

What Financial Freedom?

Instead of fighting about consumer protections verses consumer demand, we should collectively aspire to create world-class financial freedom in America. It is good for people, it is good for business, and it's darn patriotic.READ»

LOANS   |  Comment

Poor Credit Personal Loans

Tips on how to get approved for bad credit personal loansREAD»

Wyndham Capital Mortgage

Wyndham Capital Mortgage is one of the premier lending organizations in the United States and sets the industry standard for customer service and loan process with advanced technology and unparalleled customer service, which creates one of the best client experiences in the industry.READ»

Is Online Banking Safe? Pros and Cons of Internet Banking

One of the biggest advantages of Internet is that it considerably simplifies many routine operations, making it possible to access a variety of banking services online.READ»

How to Prevent and Treat Student Loan Debt

Thinking about going back to school for a new career? It's a tempting option during tough economic times. But if your career path doesn’t work out as planned, your resulting debts may end up limiting your options instead of widening ...READ»

Flaherty and the Canadian Housing Bubble

Yes, Canada has a housing bubble, in fact a humongous housing bubble! Yet the Canadian government who created the bubble wouldn't acknowledge it. For those who don't know CMHC is a crown corporation which mandate is to make housing ...READ»

How Rapleaf Is Data-Mining Your Friend Lists to Predict Your Credit Risk

By now, you probably already know your behavior on social networking sites like Twitter and Facebook can get you fired, evicted, and even arrested--but what about your friends' behavior? READ»

Kenya's M-PESA System Lets Cell Phones Control Access to Water

Water is like liquid gold in drought-stricken areas of Africa, so it's no surprise to learn water conflict and corruption is common. Safaricom's M-PESA system of cell phone cash transfer, originally released in 2007, could help quell ...READ»

MIAMI   |  Comment

Don't worry about your Credit when you buy a Honda in Miami

For those of us with less-than-perfect credit in Miami, that is the question we dread when we come to a car dealership. Anyone who has looked into buying a car knows the drill- before this question is asked, it seems as if low ...READ»

APPRAISAL   |  Comment

Clash of the Classes

Acerbic public discourse is nothing new...READ»

BANKS   |  Comment

Lending Club and Virgin Money Team Up to Salve the Recession With Social Network Lending

Credit card companies are canceling your account. Student loans, home mortgages, and auto loans are all getting harder to obtain, and the big bank where I have an account is insolvent; how about yours?   Starting today, ...READ»

FINANCE   |  Comment

Celebrity Calamity: A Game That Teaches Finance Through Stardom

Here's a new approach to teaching financial literacy: a video game in which you play the business manager of a free-spending celebrity, trying to satisfy her wish list while keeping her out of the red. The game is no World of ...READ»

BOND   |  Comment

The Death of 'Cruel Arrogance'?

Arrogance will never die of course, but hopefully the last few months have set it back a pinch. The Wall Street Journal had a remarkable piece this past weekend on the banking boom and bust of Iceland. An entire economy - currency ...READ»

BOND   |  Comment

The Case of the Puzzled Baboons

America has collectively awakened to a crisis. Fear and a bunker mentality have choked consumer spending. It seems bad news makes people act even more conservatively, which makes things worse, which makes for more bad news. Most of ...READ»

BOND   |  Comment

A Wall to Push Off...

To intervene or not to intervene. That is the raging debate on our satellites. That is the raging debate around our water coolers. ‘Let them fail!’ or “They are too big to fail.’ But it is far deeper and more subtle than ...READ»

BOND   |  Comment

Capitalism....dot gov?

There is a new drugstore test called the E.G.T. (Early Government Test). You pee on a stick. If the lines appear, you are no longer living in a free market. Of course, it may be a temporary condition. A few months of ...READ»

BOND   |  Comment

The Yearning for a Malefactor (and other failures)

The churning of the press in the last few weeks has at least been good for something. If there were any doubt before, none now should remain. Our national conversation about our economic woes is shockingly devoid of an original voice. ...READ»

MELTDOWN   |  Comment

The Treasury, Mosquitoes, and Unintended Consequences

The moves of our Federal Reserve and Treasury in the last few weeks are gigantic in scope. Decades from now students will study 2008 when the financial markets changed, when the relationship between the government and the private ...READ»

ECONOMY   |  Comment

Time for True Economic Innovation...

With the speed of a thunderstorm and the force of a glacier, the massive deleveraging of global markets is reshaping the face of American finance. The venerable system of Wall Street investment banks was carved from the map in a ...READ»