Bio and Interests: Damaso Joa

Independent consultant in the Healthcare and Insurance sector.

Risk and loss evaluator, and auditor with extensive background in healthcare and all lines of business in insurance including but not limited to workers' compensation, aviation, A&H and self-insureds, etc.

Over 15 years experience in healthcare including development and administration of healthcare products and creation of certified PPO and managed care networks.

Currently participate in insurance reserve and loss audits.

New lines of business include: high end retail food market and the hospitality industry.