How healthcare reform, will make us a better national- Robin Trehan

Mahatma Gandhi said, “It is health that is real wealth and not
pieces of gold and silver.” As one of the wealthiest nations in the world, the
United States should also be a leader when it comes to the health and wellness
of its populace. Unfortunately, that is not the case. America is in fact one of
the least healthy industrialized nations in the world.

There are several factors that contribute to this discrepancy.
They include the difficulty so many Americans have when it comes to finding
affordable coverage. Some are self-employed or work for smaller businesses that
can’t afford to provide benefits. Because individual policies are difficult to
obtain and usually prohibitively expensive, those who find themselves in such a
situation are forced to do without.

Others have pre-existing conditions that insurance companies use
as an excuse to reject their application. Many lose their coverage after they
become seriously ill or lose their jobs.

The uninsured often avoid going to the doctor for basic
preventive care. They won’t seek treatment for illness or injury until their
symptoms become severe. Once that occurs they suffer a serious accident or
injury, they usually end up going to the emergency room. That cost is than
passed on those who are insured because the hospital needs to compensate for
these unpaid costs.

If those without health insurance were provided with affordable
options, it would actually end up costing less in the long run. More people would
be healthier, making it easier for them to continue being productive members of
society.

Another factor that contributes to the need for reform is the
lack of basic consumer protections for those who are insured. We’ve all heard
horror stories about people who were dropped by their insurance companies and
denied needed care for trumped-up reasons such as a small omission on their
original application.

Enacting effective healthcare reform will make America a better
nation. It makes sense on a number of levels. As the saying goes, “A chain is
only as strong as its weakest link.” America needs to address the “weak link”
that is our healthcare system and move forward to a position of strength.

Robin Trehan is assocated with the equity fund of Credit Capital
Funding and its groups of companies. More information www.creditcapitalfunding.com  www.businesscreditfunding.com