Think about it….Dating websites are packed. Professional matchmakers are showing profits greater than landowners. Michael Phelps is getting more publicity with paraphernalia around his neck than 8 gold metals. Local corner liquor stores are packed every night. The economy may be struggling, but these industries continue to flourish.

Sure, not all of us are in such lucrative businesses but we still have customers and show potential for future earnings. Lending institutions realize this. Banks make up less than 1/3 of the US lending market, the rest of the investments are not on hold – you are!

Consumers are still spending. Good employees still have their jobs, and the bailout is getting signed. What else do we need to get things moving again? We need to invest more cash flow into the economy, immediately.

Everyone that is reading this email - please - do your part and turn off the TV. Be careful, but spend like you have been. If you are a business owner, start moving and shaking again. Get business financing if you need it! Hiding in a cave, afraid of spending and getting credit, is only going to isolate us even further. Business credit lenders are fully aware of the risks they take in lending money to small business start ups. You can use this to your advantage – they will insist on seeing a viable business plan before they fork over the cash you want and with a well-constructed plan you are much more likely to succeed.

Sincerely,

Ilya Bodner
Small Business Owner
Initial Underwriting Group