Health Insurance Prices Are Affected by Various Things

There are three things that affect the price of health insurance
medical inflation, medical errors and the humans who use the system.

Medical errors, according to statistics, do seem to be going down
these days and are now checking in at about the 20% range. "If that is
the case, then by doing the math, it will tell us that 80% of the
reasons for high health insurance prices are humans neglecting their
health care and medical inflation, " said Evan Tunis of Florida Healthcare Insurance.

The statistics came by way of the Department of Health & Human
Services' Agency for Healthcare Research and Quality. What a shocking
set of statistics they released, including the fact that potentially
preventable errors during or after surgery may cost close to $1.5
billion a year. That's $1.5 billion a year – a staggering number and
one that should make any red-blooded American sit up and take notice.

Imagine what that kind of money could do if diverted into
stabilizing the economy or was put back into the health care system.
Fixing medical errors is chilling and really, those errors should not
have happened in the first place. "This kind of an extra burden placed
on an already overburdened system is just asking for trouble,"
commented Tunis.

If one adds in the human factor to medical errors, as many Americans
do not take care of themselves, the health insurance rates will
continue to creep up every year with no sign of stopping. "It's
interesting to note that if there is a medical error caught, the
hospital is obligated to fix the situation," pointed out Tunis.
However, they also try to bill the cost of fixing their error to an
insurance company. Just how that is supposed to work is anyone's best
guess.

Death or injuries as a result of medical errors really isn't a new
problem. It seems to have been with us since the advent of hospitals.
The problem is that not much seems to be done about it. Sure the health
care system is way overtaxed with trying to care for everyone using it,
and errors are inevitable. However, the fact that over 300,000 people a
year lose their lives due to medical errors makes one stop cold," added
Evan Tunis of Florida Healthcare Insurance.

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