If you live a life of moderation, don't over indulge in drugs or
alcohol, aren't morbidly obese, etc., chances are you'll be
rubber-stamped for a health insurance policy. However, remember one
thing: you only get health insurance if the insurance company feels you
may be a good risk, which means they won't have to pay out too much
money on you now or in the future. If the insurance company thinks you
are a poor risk, what might happen is you will get insurance, but with
higher premiums. In addition, you might get health insurance that
doesn't cover your "condition."
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