Should I Consult with a Utah Insurance Agent or Broker?

Should I Consult with a Utah Insurance Agent or Broker?

Whether you use an insurance agent (which usually represents just one insurance company) or a broker (which works with a number of different companies) depends on the amount of time, energy, and analysis you're willing to put into your health insurance search process.

Agents and brokers generally get paid via commissions (which are rolled into the premium price) from the insurance company that the client chooses. Those who help you find insurance as part of a larger financial planning package, however, may charge you a direct fee for their work. While commissions or fees may seem like an unnecessary expense, remember that agents and brokers know how the world of health insurance works; they can research the price of different kinds of plans for your employees; they may be able to find discounts that lay people cannot; and they can educate you and your staff about how your particular plan works.

Bret Harding is a Utah insurance broker who specializes in helping businesses and individuals find affordable health and life insurance.  Learn more call Bret Harding: 801-372-2647, or visit: www.UtahInsuranceSolutions.com.

www.UtahLifeInsuranceAgents.com