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Erika Radu Giron Sunset Group

BY Erika Radu Giron | 03-11-2010 | 3:22 PM
This blog is written by a member of our blogging community and expresses that member's views alone.
Erika Radu Giron Sunset Group

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Use sheets, blankets, pillows and towels to separate pictures and other
fragile objects from each other and the sides of the carton. Pack
plates and glass objects vertically, rather than flat and stacked.

Be sure to point out to your mover the boxes in which you've packed
fragile items, especially if those items are exceptionally valuable.
The mover will advise you whether those valuables need to be repacked
in sturdier, more appropriate boxes.

Ask us about listing your home for free on our website!

You are a distressed seller if:

* You are 100% financed with no equity and can not afford real estate agent fees.

* You are facing foreclosure and can't afford your monthly payment.

* You have bad credit and can not access the equity in your home.

* You have a pre-payment penalty on your mortgage preventing you from selling.

Erika Radu Giron Contact :"It's
not so much that we were taken advantage of," said Connolly, "but we
probably would have gotten more house and better service for our money
had we been more assertive. But we were overwhelmed. After months of
looking around we saw there was a squeeze in our price range and that
affected our judgment. The brokers, Realtors - everyone we dealt with
were all upbeat and kind of hurried, like if we slowed for a second
we'd lose something. That damaged us in the negotiations."

Erika Radu Giron Contact

Fill
two "OPEN ME FIRST" cartons containing snacks, instant coffee or tea
bags, soap, toilet paper, toothpaste and brushes, medicine and toiletry
items (make sure caps are tightly secured), flashlight, screwdriver,
pliers, can opener, paper plates, cups and utensils, a pan or two,
paper towels, and any other items your family can't do without. Ask
your van foreman to load one of these boxes, so that it will be
unloaded at your new home first. Why the second box? In case the movers
are delayed getting to your house on the day of the move.

Income + Lifestyle = Mortgage Payment - Sit down with your professional
real estate agent and honestly discuss your income level and living
expenses. Take into account future considerations, children, add-ons,
amenities, and fix-ups. Your dream home is certainly worth a sacrifice
but don t mortgage your entire future.

Erika Radu :

Take a deep breath

"If there's one thing I could have changed about our home-buying
experience, it would be my own attitude," says Paul Hardiman, who with
his wife Katrina Connolly purchased a first home last year. "We were so
anxious about the process itself, getting the down-payment, finding a
mortgage broker and then a realtor and so on, that we never truly
realized these people were working for us, and not the other way
around. Had I stopped to think about it at the time, I would have
demanded a lot better service."

Erika Radu Giron
The Down Payment

Whereas a current homeowner can rely on equity from their home
sale, a first time homebuyer is limited to the money they can save. The
days of having to put 20 percent down on a home are in the past,
although putting a large amount of money down definitely makes it
easier to qualify for a mortgage and to get the lowest interest rates
available. With the various programs that are available today, you can
put as little as 3 percent down on a home.

Erika Radu Giron Info
Fill two "OPEN ME FIRST" cartons containing snacks, instant coffee or
tea bags, soap, toilet paper, toothpaste and brushes, medicine and
toiletry items (make sure caps are tightly secured), flashlight,
screwdriver, pliers, can opener, paper plates, cups and utensils, a pan
or two, paper towels, and any other items your family can't do without.
Ask your van foreman to load one of these boxes, so that it will be
unloaded at your new home first. Why the second box? In case the movers
are delayed getting to your house on the day of the move.

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