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Erika Radu Giron, Sunset Group

BY erikaradugiron erikaradugiron | 02-26-2010 | 10:15 AM
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Erika Radu Contact - Erika Radu Info Pre-qualification not only allows you to focus your search in the correct price range, saving a lot of wasted time and frustration, but it can also give you an edge when competing with other offers on a home that you find. If a seller is deciding between two offers -yours who has been qualified and another unqualified offer, they are much more likely to pick yours. Pre-qualification will also give you leverage when negotiating with a seller in a non-competitive atmosphere; it essentially makes you a cash buyer. The amount of home that you qualify for will be determined by three key factors: your down payment, your ability to qualify for a mortgage and closing costs. A FEW POINTS ABOUT INTEREST RATES!! Less is more If you're new to investing or real estate and don't know the first thing about interest rates, here's a good tip: the higher the interest rate, the more expensive it's going to be. High interest rates mean you will have to pay back more on the money you borrow. Another good rule of thumb is that affordability increases if you use an adjustable rate mortgage (it's easier to qualify this way). Of course, there will be a wide range of prices that you can choose from, depending on what kind of financing you choose.. Sunset Group Before buying first home, brace yourself for costs (at MarketWatch) - On his road to homeownership, Scott Leibfried has learned one thing: Expect the unexpected. 30-year motgage jumps back over 5% (at MarketWatch) - CHICAGO -- Mortgage rates rose for a third straight week as the 30-year loan climbed back above the 5% level for the first time since Oct. 29, Freddie Mac said Thursday. Do I fully understand the legal ramifications and necessary steps required in selling a home? Many home sales have been lost due to incomplete paperwork, lack of inspections or not meeting your states disclosure laws. Are you completely informed of all the steps necessary to sell real estate? If not, a professional would be a wise choice. Erika Radu Contact Where to Start Before you invest hundreds of hours searching--and to avoid any heartbreak if you find yourself unable to qualify for your dream home--sit down with a lender. Your lender can perform a simple verbal prequalfication in about twenty minutes and a full-fledged prequalfication in about 5 days. The real estate business in Mexico and Central America is different from the way that it is conducted in the United States. Some similarities include a variety of legal formalities (with professionals such as real estate agents generally employed to assist the buyer); taxes need to be paid (but typically less than those in U.S.); legal paperwork will ensure title; and a neutral party such as a title company will handle documentation and monies in order to make the smooth exchange between the parties. Increasingly, U.S. title companies are doing work for U.S. buyers in Mexico and Central America. Don't miss out, learn more: Erika Radu Erika Radu Info Erika Radu Contact Sunset Group Erika Radu Contact Erika Radu Giron, Sunset Group

Erika Radu Contact - Erika Radu Info Erika Radu Contact - Erika Radu Info

Pre-qualification not only allows you to focus your search in the
correct price range, saving a lot of wasted time and frustration, but
it can also give you an edge when competing with other offers on a home
that you find. If a seller is deciding between two offers -yours who
has been qualified and another unqualified offer, they are much more
likely to pick yours. Pre-qualification will also give you leverage
when negotiating with a seller in a non-competitive atmosphere; it
essentially makes you a cash buyer.

The amount of home that you qualify for will be determined by three
key factors: your down payment, your ability to qualify for a mortgage
and closing costs.

A FEW POINTS ABOUT INTEREST RATES!!

Less is more

If you're new to investing or real estate and don't know the first
thing about interest rates, here's a good tip: the higher the interest
rate, the more expensive it's going to be. High interest rates mean you
will have to pay back more on the money you borrow. Another good rule
of thumb is that affordability increases if you use an adjustable rate
mortgage (it's easier to qualify this way). Of course, there will be a
wide range of prices that you can choose from, depending on what kind
of financing you choose..

Sunset Group

Before buying first home, brace yourself for costs (at MarketWatch)
- On his road to homeownership, Scott Leibfried has learned one thing:
Expect the unexpected.

30-year motgage jumps back over 5% (at MarketWatch) - CHICAGO --
Mortgage rates rose for a third straight week as the 30-year loan
climbed back above the 5% level for the first time since Oct. 29,
Freddie Mac said Thursday.

Do I fully understand the legal ramifications and necessary steps required in selling a home?

Many home sales have been lost due to incomplete paperwork, lack
of inspections or not meeting your states disclosure laws. Are you
completely informed of all the steps necessary to sell real estate? If
not, a professional would be a wise choice.

Erika Radu Contact

Where to Start

Before you invest hundreds of hours searching--and to avoid any
heartbreak if you find yourself unable to qualify for your dream
home--sit down with a lender. Your lender can perform a simple verbal
prequalfication in about twenty minutes and a full-fledged
prequalfication in about 5 days.

The real estate business in Mexico and Central America is different from the way that it is conducted in the United States.

Some similarities include a variety of legal formalities (with
professionals such as real estate agents generally employed to assist
the buyer); taxes need to be paid (but typically less than those in
U.S.); legal paperwork will ensure title; and a neutral party such as a
title company will handle documentation and monies in order to make the
smooth exchange between the parties. Increasingly, U.S. title companies
are doing work for U.S. buyers in Mexico and Central America.

Don't miss out, learn more:
Erika Radu
Erika Radu Info
Erika Radu Contact
Sunset Group
Erika Radu Contact

Pre-qualification not only allows you to focus your search in the
correct price range, saving a lot of wasted time and frustration, but
it can also give you an edge when competing with other offers on a home
that you find. If a seller is deciding between two offers -yours who
has been qualified and another unqualified offer, they are much more
likely to pick yours. Pre-qualification will also give you leverage
when negotiating with a seller in a non-competitive atmosphere; it
essentially makes you a cash buyer.

The amount of home that you qualify for will be determined by three
key factors: your down payment, your ability to qualify for a mortgage
and closing costs.

A FEW POINTS ABOUT INTEREST RATES!!

Less is more

If you're new to investing or real estate and don't know the first
thing about interest rates, here's a good tip: the higher the interest
rate, the more expensive it's going to be. High interest rates mean you
will have to pay back more on the money you borrow. Another good rule
of thumb is that affordability increases if you use an adjustable rate
mortgage (it's easier to qualify this way). Of course, there will be a
wide range of prices that you can choose from, depending on what kind
of financing you choose..

Sunset Group

Before buying first home, brace yourself for costs (at MarketWatch)
- On his road to homeownership, Scott Leibfried has learned one thing:
Expect the unexpected.

30-year motgage jumps back over 5% (at MarketWatch) - CHICAGO --
Mortgage rates rose for a third straight week as the 30-year loan
climbed back above the 5% level for the first time since Oct. 29,
Freddie Mac said Thursday.

Do I fully understand the legal ramifications and necessary steps required in selling a home?

Many home sales have been lost due to incomplete paperwork, lack
of inspections or not meeting your states disclosure laws. Are you
completely informed of all the steps necessary to sell real estate? If
not, a professional would be a wise choice.

Erika Radu Contact

Where to Start

Before you invest hundreds of hours searching--and to avoid any
heartbreak if you find yourself unable to qualify for your dream
home--sit down with a lender. Your lender can perform a simple verbal
prequalfication in about twenty minutes and a full-fledged
prequalfication in about 5 days.

The real estate business in Mexico and Central America is different from the way that it is conducted in the United States.

Some similarities include a variety of legal formalities (with
professionals such as real estate agents generally employed to assist
the buyer); taxes need to be paid (but typically less than those in
U.S.); legal paperwork will ensure title; and a neutral party such as a
title company will handle documentation and monies in order to make the
smooth exchange between the parties. Increasingly, U.S. title companies
are doing work for U.S. buyers in Mexico and Central America.

Don't miss out, learn more:
Erika Radu
Erika Radu Info
Erika Radu Contact
Sunset Group
Erika Radu Contact